Capital Gold Group Report: Alpha Bank of Georgia Closed Down

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16th Bank to Close - Depositors to Lose Millions


ALPHARETTA, Ga. (Oct. 24) - Georgia has shut down a failed suburban Atlanta bank.

The Georgia Department of Banking and Finance closed the two branches of Alpha Bank and Trust in Alpharetta on Friday. The Federal Deposit Insurance Corporation has transferred all accounts to Stearns Bank, based in St. Cloud, Minn.

It will be business as usual for most of the bank's customers because they are covered by FDIC insurance. But 59 of Alpha's bank accounts whose assets total $3.1 million exceed the federal limit of $250,000.

It is the 16th FDIC-insured bank closure this year in the U.S. and the most recent in Georgia since August.

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This page contains a single entry by J. Ryman published on October 27, 2008 9:36 AM.

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